Kelly Klee’s valuable collection insurance gives you access to the type and amount of insurance coverage for possessions that is not available from mass-market carriers. This type of protection is in addition to the standard coverage for your belongings offered by home insurance. Collection insurance will cover all of your special items—like jewelry, paintings and sculptures, fine china and sport or wine collections.
MARKET VALUE
Pays the market value of an insured item up to 150 percent of the scheduled amount, which allows for appreciation over time
BLANKET COVERAGE OPTION
Covers a group of similar items, such as jewelry or wine, and is available for any type of collection
BLANKET PER-ITEM LIMIT
Means that any item within the blanket coverage is also covered as a separate item up to $10,000
NEWLY ACQUIRED ITEM COVERAGE
Provides automatic dollar- or percent-levels of coverage (if you already have coverage on a collection) for any newly acquired similar items for up to 90 days, giving you have time to add a new item to your coverage schedule
PAIRS AND SETS
Reimburses you for an entire pair or set if one item is lost, damaged or stolen, and you surrender the matching item(s)—or you can opt to accept a comparable replacement, if available
FRAGILE ITEM BREAKAGE
Covers losses due to breaks or fractures of delicate items
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