When you’re shopping for high-value auto insurance policy, it seems like mass-market insurers spend more time telling you about what’s not covered than what is. It’s especially important to be mindful of these exclusions if you’re in the market for luxury car insurance or classic car insurance.

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© 2016 KELLY KLEE PRIVATE INSURANCE

This website provides only a general description of Kelly Klee and is not a statement of contract. Not all features or discounts described on this website are available in every state or from every carrier and total savings may vary. We offer coverage from selected standard market carriers.

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CHANGING LIVES EVERYDAY

We’ve delighted our customers with great coverage and an exceptional service experience

9.1

/10

Average Customer Rating

The information was very well researched that I did not even bother looking for any other company.

ARUN S.
Customer since 2016

10

Kelly Klee stepped in and helped solve a difficult problem that was caused by my prior agent.

JAMES P.
Customer since 2015

10

Great customer service, follow up and even helped after we purchased when I had questions.

LAUREN C.
Customer since 2015

10

Focus, sense of urgency, attention to detail, can do attitude

NUNO B.
Customer since 2015

9

Agreed Value Option

Sets a value for your vehicle that you approve at the time your policy begins—which means that no matter how much time passes, you’ll receive the agreed-upon amount if you have a total loss

Original Parts Replacement

Means original equipment manufacturer (OEM) parts will be available for repairs instead of cheap knock-offs

Rental Reimbursement

Pays up to $10,000 with no daily limit if your insured vehicle is being repaired due to a covered loss

WE'VE GOT YOU COVERED FOR MORE THAN THE BASICS

We have direct appointments with all 5 major private client insurers and we’re licensed in all 50 states.
 
 
 
 
 
 
 

They’re fast, they’re cool, and they’re multiplying.

Currently, Tesla has the market cornered on luxury electric vehicles (EVs) with its well-reviewed Model S. But the market will soon be expanding—both Audi and Porsche are expected to be available soon. 

If you are planning to purchase an EV, it’s not going to be an ordinary car-owning experience. On the practical side, EVs are eligible for a federal tax credit of $7,500 and local tax credits and rebates of up to $9,500, depending on your state. On the sexy side, a new version of the Model S can accelerate to 60 miles per hour in just 2.8 seconds. (Compare that to 8 seconds for a vehicle like the Toyota Camry.)

Plus, there’s more to think about than where the nearest charging station is located in your city or region. There’s also insurance to consider.

An asset like an electric vehicle can come with specific requirements that don’t play well with mass-market insurance. You can’t use after-market parts in a Tesla, and the garage down the street isn’t going to be able to do repairs—two stipulations that are typical in mass-market insurance policies. So you’ll need insurance that will pay for OEM (original equipment manufacturer) parts, and that will allow you to choose the repair shop of your choice, all without hassle.

Kelly Klee represents superior insurance products that tick these boxes and more, such as agreed value versus market value. Because the used market for EVs is still developing, a mass-market insurer is likely to lowball a totaled EV. Compare that to Chubb, a Kelly Klee carrier that will negotiate your car’s value when you first take out a policy, so that there is no question about what it’s worth if something happens to it later. The irritation of an insurance-claim negotiation is completely removed.

Another important feature is having great claims service and roadside assistance. If a gasoline-powered vehicle fails, it can be fairly easily pushed or towed somewhere nearby. Not so with an EV. You may have no idea where the nearest qualified repair facility is located. But our insurers do. Kelly Klee only works with carriers that provide superior customer service, so there will always be someone helpful and knowledgeable to assist you in getting your life back to normal as quickly as possible.

Choosing an EV saves fossil fuels. Choosing the right insurance for your EV saves frustration. Contact us before you make your purchase and we’ll smooth the way for you to enjoy your new ride.


Ensure a Smooth Ride in Your Electric Vehicle

We offer superior coverage, expert advice, 24/7 service

THE KELLY KLEE DIFFERENCE

Better Insurance For Teslas and All High-End Cars 

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When you purchase auto insurance through Kelly Klee, it’s different. We give you options that allow you to be fully covered, no matter what type of vehicle you own. This can translate into real savings if you get into an accident with a high-value vehicle such as a luxury model, an antique car or a collector car.

Don't Trust Your Auto Repairs to Just Anyone

When it comes to repairing your high-end car, not all insurance companies are the same. 

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Did you know, many insurers try to limit who repairs your car to a finite roster of repair facilities, and your preferences are not considered? They typically choose these shops based on how much money they can save, and not who will do the best job.

This is not the case with Kelly Klee. Our partner insurance companies can refer you to a collision repair shop or dealership or, if you'd feel more comfortable, you can have your car repaired at an auto body shop of your choice. The decision is completely up to you and will not affect your claim or settlement. If you're not sure which way to go, we have highlighted some of the benefits of using a referred partner below: 

  • Rapid Response – A quick response, with a representative from the auto shop making every effort to contact you within 24 hours 
  • Vetted Resource – A vetted and insured resource that is actively reviewed for quality assurance, credentials, capabilities, and training 
  • Guarantee – Guaranteed workmanship of repairs for as long as you own or lease your vehicle 
  • Pre-qualified and Specialized – The luxury of having pre-qualified shops that specialize in high-end vehicles and/or are manufacturer certified Hundreds of Options – National access to hundreds of collision repair shops and dealerships
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