The specialty vehicle category is a catchall for a variety of motorized land-
transportation products, including motorhomes, motorcycles, dirt bikes, all-
terrain vehicles (ATVs), golf carts and snowmobiles. Whether they are driven on
public roadways or not, specialty vehicles need to be insured, both from a liability
standpoint and because their value can be quite high.
AGREED VALUE OPTION
Pays out a set value for your vehicle that you approve at the time your policy begins, regardless of depreciation
CASH SETTLEMENT OPTION
Offers you the opportunity to accept a cash settlement instead of repair in certain circumstances, if that is your preference
ORIGINAL REPLACEMENT PARTS
Covers the cost of original equipment manufacturer’s (OEM) parts
AGREED VALUE OPTION
Provides collision coverage without a deductible if an uninsured driver is responsible for damage to your vehicle
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