High-value Home Insurance
High-value home insurance is one of the many important protections we offer in your package. The difference in products among carriers can be vast, and being underinsured may expose you to serious financial risk.
We've got you covered
for more than just the basics
Kelly Klee agents are experienced and knowledgeable about the special
insurance needs of luxury homeowners.
FULL REPLACEMENT COST
Rebuilds your home and other structures at the existing property after a total loss, even if the cost exceeds the policy limit
UNLIMITED LOSS OF USE
Covers any additional living expenses while your home is being repaired
GREEN UPGRADES
Repairs or replaces covered damaged property with comparable products or materials that are environmentally friendly
FLEXIBLE LIMITS
Allows you to tailor coverage limits for personal property and other structures by increasing or decreasing them as your circumstances change
REPLACEMENT COST
FOR HOME CONTENTS
Provides the full amount needed to replace damaged personal property
DEDUCTIBLE WAIVER
Waives your deductible (if it is $50,000 or less) on losses over $50,000
LANDSCAPING COVERAGE
Replaces or repairs trees, shrubs, plants, and/or lawns after certain covered losses, such as fire, explosion, lightning, vandalism or theft
Our experience is our knowledge
In addition to the standard coverages you would expect, Kelly Klee has access to comprehensive policy
add-ons that are often unavailable from mass-market insurers.
FLOOD INSURANCE
which covers physical loss or damage to your residence, personal property and other structures caused directly by surface water or flood, including debris removal
EARTHQUAKE INSURANCE
available even in temblor-prone regions such as California
BUILDER'S RISK INSURANCE
which protects structures while they are being constructed or renovated
Kelly Klee also offers protections for less-common
circumstances like identity fraud, kidnapping, home alterations
that may be needed in the event of disability, and more.
GET YOUR NO OBLIGATION QUOTE
OTHER AREAS OF COVERAGE
Add any of these services to your comprehensive plan
High-value Home
Automobile
Valuables
Specialty Vehicles
Umbrella
