High-value home insurance is one of the many important protections we offer in your package. The difference in products among carriers can be vast, and being underinsured may expose you to serious financial risk.
FULL REPLACEMENT COST
Rebuilds your home and other structures at the existing property after a total loss, even if the cost exceeds the policy limit
UNLIMITED LOSS OF USE
Covers any additional living expenses while your home is being repaired
GREEN UPGRADES
Repairs or replaces covered damaged property with comparable products or materials that are environmentally friendly
FLEXIBLE LIMITS
Allows you to tailor coverage limits for personal property and other structures by increasing or decreasing them as your circumstances change
REPLACEMENT COST
FOR HOME CONTENTS
Provides the full amount needed to replace damaged personal property
DEDUCTIBLE WAIVER
Waives your deductible (if it is $50,000 or less) on losses over $50,000
LANDSCAPING COVERAGE
Replaces or repairs trees, shrubs, plants, and/or lawns after certain covered losses, such as fire, explosion, lightning, vandalism or theft
which covers physical loss or damage to your residence, personal property and other structures caused directly by surface water or flood, including debris removal
available even in temblor-prone regions such as California
which protects structures while they are being constructed or renovated
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